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Debt-Free U: How I Paid for an Outstanding College Education Without Loans, Scholarships, or Mooching off My Parents

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These days, most people assume you need to pay a boatload of money for a quality college education. As a result, students and their parents are willing to go into years of debt and potentially sabotage their entire financial futures just to get a fancy name on their diploma.

But Zac Bissonnette is walking proof that this assumption is not only false, but dangerous-a class con game designed to rip you off and doom your student to a post-graduation life of near poverty . From his unique double perspective-he’s a personal finance expert (at Daily Finance) AND a current senior at the University of Massachusetts-Zac figured out how to get an outstanding education at a public college, without bankrupting his parents or taking on massive loans.

Armed with his personal knowledge, the latest data, and smart analysis, Zac takes on the sacred cows of the higher education establishment. He reveals why a lot of the conventional wisdom about choosing and financing college is not only wrong but hazardous to you and your child’s financial future. You’ll discover, for instance, that:

* Student loans are NOT a necessary evil. Ordinary middle class families can- and must-find ways to avoid them, even without scholarships.

* College “rankings” are useless-designed to sell magazines and generate hype. If you trust one of the major guides when picking a college, you face a potential financial disaster.

* The elite graduate programs accept lots of people with non-elite bachelors degrees. So do America’s most selective employers. The name on a diploma ultimately won’t help your child have a more successful career or earn more money.

Zac can prove every one of those bold assertions – and more. No matter what your current financial situation, he has a simple message for parents: “RELAX! Your kid will be able to get a champagne education on a beer budget!”

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The Strategic Management of College Enrollments (Jossey Bass Higher and Adult Education Series)

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Rep. Fattah Will Address GEAR UP Conference, Receive Award for Higher Education Leadership
WASHINGTON, July 16 /PRNewswire-USNewswire/ –Congressman Chaka Fattah (D-PA), Chairman of the Congressional Urban Caucus, will be featured in two education-related activities on Monday July 19 in Washington that highlight his advocacy and leadership for young people aspiring to and succeeding in higher education.

Read more on PR Newswire via Yahoo! News

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Many of you will now be at a stage in your education where you are thinking about going to college and/or university for the value that it may give to your future career direction due to the need for the further qualifications required for certain jobs in areas as diverse as sport and film and law and accountancy to prepare you for working in these areas.

Therefore, an admissions essay is written by a potential student as part of some college or university admissions processes in order to be able to filter out the best candidates. This is because an admissions essay can be invaluable for allowing the administration of the institution that you are applying to will then be able to get to know much more about an individual student than what more generic application forms can provide. 

And yet the rules in relation to the admissions essay are not absolute.

The importance college and university admission reviewers place upon a potential future student’s admissions essay can vary greatly from one institution to another. This is because whilst some institutions place little or no importance on the nature and scope of this kind of essay writing, others place much greatest importance on this kind of essay writing. Nevertheless, it has come to be commonly understood that liberal arts colleges place a great deal more importance on the value of an admissions essay than major universities – although, of course, there is no absolute rule. 

But what about the admissions essay itself?

Generally it has come to be recognised that the majority of colleges and universities that require an admissions essay from each of their potential future students will choose one or more topics for their applicants to write about. However, it is also to be appreciated that there are some other colleges and universities that have an ‘open topic’ policy in place meaning the applicant can write on any subject they choose – although some of the most typical topics include career aspirations, academic strengths and weaknesses, past experiences, along with the reasons for applying.

The writing of the admissions essy is clearly not a task to be taken lightly – it could be the difference between your getting into the institution you want to get into to further your career and having to resort to your second choice.

With this in mind, I would advise you to make sure that you make sure you deal with the following basic steps in your admissions essay regardless of the subject that you are planning to study (unless of course you are given guidance from your prospective institution that you clearly MUST adhere to) since you need to introduce yourself and explain why you are an appropriate candidate for studying your chosen subject at a given institution.

But what do you need to do for the admissions essay writing process?

When writing your admissions essay you may wish to consider the following areas -

Consider an appropriate theme – May be you could first make a list of all of your experiences and interests at first and then try to find a connection between the different items on the list – although of course you will usually need to emphasise why you should be accepted onto the course by distinguishing yourself as superior to other applicants in your admissions essay.

Use the appropriate tone – There is usually a need to be balanced or moderate, but with a serious and ambitious tone. Regardless of whether you are discussing positive or negative experiences, there is a need to sound open-minded and use a neutral tone. Moreover, you must not sound too casual or formal by portraying confidence with an active voice in your admissions essay.

Writing in the first person – Although most of us are taught essay writing that avoids using ‘I’, ‘we’, or ‘my’, you are encouraged to speak in the first person on your personal statement that may or may not be part of your admissions essay. This is because you must make sure your work sound personal and active – you should also avoid overusing ‘I’ and also include ‘my’ and ‘me’ along with transition words like ‘however’ and ‘therefore’.

Discuss your research interests – There is no need to include a specific and concise dissertation topic in your personal statement since you should only express yourself in broad terms within your field. You must discuss your research interests to compare the degree of similarity in research interests between you and the faculty member you wish to work with in your admissions essay. Of course admissions committees are aware your interests will change over time and so they do not expect you to provide them with a detailed description of your research interests but merely your academic goals relevant to the proposed field of study.

Unique experiences or qualities – All of us have qualities that may distinguish us from other individuals so may be look to make a list of all your qualities and think of how you have used them previously in your admissions essay. Discuss those that will make you stand out but are still connected to your chosen subject and even where you do not have many experiences related to your subject, try to make your other experiences relate to your chosen subject. By way of illustration, if you want to study psychology but only have experience working in a supermarket, find a connection between psychology and the supermarket that show your interest in and knowledge of the subject to depict yourself as unique in your admissions essay.

Faculty members – It may also be beneficial to state who you will be interested in working with at your chosen institution depending on the guidelines for admission essays – so do your research. This is because this will very often make it a lot easier for the admission committee to determine whether your interests match with the faculty members you want to work with. Remember to mention more than one professor because mentioning only one may decrease your chances of being accepted onto a course – also contact professors and find out if they are accepting new students before applying to help prepare you for this aspect of your admissions essay.

Volunteer and Job Experiences – Only mention volunteer and employment experiences that are relevant to your field of study or have helped you develop or acquire a skill necessary for your field of interest in your admissions essay – this may be useful in your personal statement accompanying your application regardless.

Moreover, before you even consider handing in your admissions essay to your chosen institution, I would advise you to run through the following checklist of points of consideration that you must consider whether you have effectively fulfilled -

(a) If you are already studying at a school, college or university, have you got feedback from one of your teachers on your admissions essay?

(b) Do you believe that the admissions essay you have written addresses the question or topic?

(c) Is your admissions essay positive rather than negative about you?

(d) Do you reflect your strengths to the reader in your admissions essay?

(e) Is your admissions essay written and expressed concisely?

(f) Have you used blocked paragraphs for your admissions essay have?

(g) Have you left a line between each paragraph to make your admissions essay look neater?

(h) Is the grammar and spelling you have used for your admissions essay appropriate?

(i) Have you personally proofread your admissions essay?

(j) Does your admissions essay discuss your goals and plans for the future?

(k) Does you admissions essay show how you are a good fit for the subject and the institution?

(l) What skills do you have to offer the institution in your admissions essay?

(m) Have you been formal in your admissions essay and avoided being overly personal?

(n) Have you avoided excuses for poor grades and bad experiences in your admissions essay?

(o) Avoided rambling and too much detail in your admissions essay in keeping with the word count?

(p) Discussed relevant academic, volunteer, and employment experiences in your admissions essay?

(q) Have you distanced yourself from what you have written to see whether your admissions essay is suitably enticing for a reader?

(r) Have you carried out research into this area on an admissions essay?

Then, having checked your work on your admissions essay against the points made in the above checklist, you should be much better placed to then produce something that is suitably impressive for the administration of a prospective institution.

Therefore, in looking to complete your admissions essay for college or university, this article should hopefully get you thinking in the right way about this kind of academic work. With this in mind, by understanding what an admissions essay is and how to produce one, you will then be able to expand on the ideas presented briefly here with the other resources you find useful including ‘The Secret Guide to Academic Writing & Study’ via http://www.academicfx.co.uk that provides you with practial examples and walkthroughs.

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Free College Grants to Pay for Your Higher Education -College Grants For Students – liberate finance now School

It is a commonly known fact that there are a wide unlikeness of college grants available to American fine school students, further adults, who ravenousness to pursue an advanced ability. Visit here now http://gocollegescholarships.blogspot.com/

There are not many people are untaught of this fact being that we prepare our children, also ourselves, for the college experience, expense, nearly all of our lives. First preparing ourselves, consequently preparing our children.It would take an scary lot to overlook the availability of the FAFAS (Free endeavor for civic Assistance) rule when visiting the guidance counseling office of any college or university.

However, what is often overlooked is the fact that there are college grants available to individuals other than the actual apprentice. The government does make billions of dollars available in educational grant programs each year, again a majority of perceptible is indeed distributed amongst the students enrolled in American colleges to aid connections their tuition expenses, but they are not the express fortunate ones to benefit from these programs.

A great reaction of free government capital is also offered to parents who have already paid exorbitant amounts of important to finance their children’s tuitions and college expenses. Some qualifying parents of college aged progeny enrolled full time in state, city, or inborn institutional learning facilities receive a college grant in the form of a allowance check.This helps the parents recoup a board of the funds they have invested in their children.

There are also balmy amounts of funding made available in college grants thanks to the teachers also the facilities as a undiminished. Many colleges further universities acquire great sums of free concede central to build new additions to facilities, purchase virgin technological equipment, banknote field trips also explore programs, besides curricular activities and much more. Many fired teachers repeatedly apply since and sit on college grant to cash additional materials to increase the learning experience for their students, or provide their less fortunate class members tuck away essential materials that they may not otherwise be able to afford.

You may be able to acquire discharge government money influence college grants, even if you’re no longer able to pledge a fraternity. Visit here now http://gocollegescholarships.blogspot.com/

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Change in military education benefits a struggle for some veterans
Adjusting to changes between a new federal G.I. Bill and the Wisconsin G.I. Bill is proving to be difficult for some student veterans.

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Entering the educational establishment, most students are sure that they will pay tuition and will successfully graduate from college or University. Still, there are a number of different situations which may ruin even the strongest plans. The absence of enough money for tuition is not the reason to quit the University. Furthermore, there are situations when students are unable to pay tuition form the very beginning of their education. All those facts push to the idea that there are some ways on how to continue education without paying too much. The answer for the problem is applying for financial aid. Nevertheless, it is not so easy to get financial aid. Here are some ideas on when students may hope for getting financial aid. Situations for applying for financial aid 1. Students should remember that the reasons should be strong and argumentative. Some people advise to apply for financial help every year even if a student doubts the possibility to get it. It is up to you which variant to choose, whether to apply for the financial aid or not if you unsure in the result. But, there are some situations when students are unable to cope without getting financial support. 2. Most students work while studying to pay their tuition. Are you sure that you are able to work at your place perpetually? There may be the situation that students are discharged. Is not it a reason for applying for financial aid? It surely is! 3. There are students who cannot work while education in a number of reasons. Different health and cultural reasons may prevent them from getting a job. Enough arguments to support student’s position may be a good start. Be convincing and frank, it surely helps. 4. There are students who study perfectly, they get on well at all subjects and have time for additional sports sections. Those students should also be awarded with the financial support. It may be a great idea to take some additional payment for doing ones best. Thus, financial aid may be applied to in a number of different reasons. Students are to be objective while applying for financial aid and thoroughly evaluate their chances.

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Malloy sets out goals to improve Conn. education
HARTFORD — Democratic gubernatorial nominee Dannel P. Malloy’s education plan includes universal access to pre-kindergarten and optional testing for high school juniors to make sure they are on track to getting skills they need to go to college.

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Success is something you make for yourself. But how do you find the right path towards that success? For the most part, people believe education is the key to success. Many people see the American dream as being able to have a good job or own your own business if you want, go to college and raise your children to do the same. But having success can be a tedious lifelong journey. Most successful people are constantly setting goals and never give up on becoming better from day to day.

One of the most important parts of your successful journey could be deciding where you go to college. But finding a college can be one of the most stressful things a person has to go through. Imagine spending two years or more trying to figure out what career you want to have for the rest of your life and then trying to sort through thousands of schools that might offer a program in your area of interest. Imagine taking the entrance exams, applying for scholarships and preparing to move far away to begin your life as an adult. All of these things represent a huge milestone in life.

In order to make your life easier, you might want to do a thorough college search. Engaging in a college search will help you narrow down the number of colleges you consider attending. A college search isn’t something you just do as a teenager, you can do a college search at anytime that you’re considering taking classes. Adults seeking to finish their degree or change their career field as well as teens fresh out of high school wanting to go to college can benefit from doing a college search. There are even some specialized college search services available to use. You can start with minimal information and finish with a short list of schools that meet your academic needs.Of course the sooner you start your search, the more time you’ll have to meet application deadlines, take tests and even prepare to relocate if the school you decide to attend is in another town or state.

Doing a College Search could also bring some schools to your attention that you might not have been considering. Many people narrow down their college search by looking at the reputation of the school, cost and location. With the current American economy, many parents are struggling to figure out how to pay for their children’s college education. Student loans are one popular way to pay for furthering education, but loans must be paid back whether you graduate or not. Those funds are easy to get, but not so easy to pay back. College students are notoriously known for having very little money while trying to get their education, but you might be able to have a better handle on that by conducting the proper college search before getting started.

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Breast Cancer survivors save lives with stories
Joyce Rickards was one of 14 women sitting in a room at the Tunnell Cancer Center. All were breast cancer survivors, and all shared a common goal: stopping the disease through education and early detection.

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